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To survive to retirement, you need to live for a long time

04.08.2017

Recently in France it was decided to extend the retirement age for two years – up to 62 years by 2018. Oppositionists see this to ignore social achievements, because three decades ago the socialist Francois Mitterin’s retirement age was reduced from 65 to 60 years. However, economists are sure that this is the only way out of this situation, the budget deficit in France has already reached 7% of GDP, which significantly exceeds the borders permissible in the eurozone.

France is not a single European country in which there is nothing to pay pensions from. The number of people of retirement age is growing in the whole of Europe, and after twenty years the ratio of workers and pensioners will be equal to one to one. In such a situation, the pension system without the proper amount of savings will simply collapse.

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In Russia, there is also the problem of the ratio of pensions and salaries (only 25%). The government began to take measures and brought it to 40%, as in most European countries. However, paying such pensions could not be able to do the Pension Fund, for which the needs of which had to annually allocate trillion rubles from the budget. Thus, in order not to reduce the ratio of salary pensions, there was a need to increase the retirement age.

Moreover, each new generation of Russians begins to work later due to obtaining higher education, and retires longer. Unofficial employment also requires special attention, in which no deductions in the PF occur.

According to economists, it is impossible to sharply increase the retirement age-this process should occur for 5-10 years. But this is not the only way to support the pension system in Russia, it is also necessary to make contributions to the Pension Fund, as in all civilized countries. Some economists are invited to increase social tax and introduce private accumulation schemes.

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