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Americans live “for rent” and do not want to buy housing

12.02.2023
Americans live “for rent” and do not want to buy housing

In the States, for the past many years, buying real estate has ceased to be some kind of main goal in people’s lives, and even more so after the 2008 crisis.

The fact is that it was in those years that many people were “trapped” because of their homes. And no one dreams of buying a “corner” anymore.

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I recently came across a study that said that about a third of people who lost their jobs during the crisis in the United States found themselves in a situation where they were given a good offer for work, but in another state, and because of the mortgage they could not accept the offer, because it would take a lot of time to sell and having a loan to rent another apartment in another city is expensive. This made people think and stop dreaming about buying their own apartment, and many switch to renting. I think this is a sound idea.

According to Americans, there are several advantages. Firstly, if a job is offered, even in Alaska, but well-paid and interesting, then you can easily give up everything and move. This is the most important point, of course, but not the only one. The second is not the desire to invest money in apartments and houses, because they can sink in price. As happened, by the way, during the crisis.

Now those Americans who have some money are coming up with other ways to store it — buying securities or something else. In the USA, no one now thinks that, they say, a house is stable. A house for three million dollars can easily fall in price to a million tomorrow, and the day after tomorrow to 500 thousand. And our history is the same. This is some kind of stupid myth stuck in our heads for some reason, that an apartment will always cost something, and some are sure that it will also grow in price. Not at all. The real estate market is not so immovable. Having invested money, you can easily find yourself with your four walls, which are already worthless.

Why am I for rent? Everything is the same as they say in the USA — freedom of movement, lack of obligations to the bank (if we talk about mortgages), just, in the end, a departure from Soviet views, when, where he was born, he lived there for the next 60 years.

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